[Carl Massaro]

I apologize if this has been brought up before, or if this is the wrong forum, but I did a search and couldn't find anything on this subject.

Who do you fellow collectors use to insure your antique swords?

[Allen Foster]

[Harry J. Fletcher]

Insurance for swords is a very good question especially if one has several expensive swords. By expensive I mean over over $600 or $700 but other lesser valued swords can be included also. First homeowners insurance should cover the loss but remember there will a deductible for the loss in case of fire or theft. One advantage is that theft is covered away from home so if you take your pretty to a fair and it is stolen you can recover your loss. This depends on the type of coverage you have and needs to be discussed with your insurance agent. Additionally, you will be asked to provide copies of purchase receipts and pictures in many cases to vouch for the fact that you actually have these swords as you have claimed. I have an addenum for an expensive watch I have which has appreciated in value from when I bought it years ago and so pay an extra $60 premium for it but it is covered in case of accidental loss or theft or fire even away from home. In addition I have a good many firearms which add up to a sizable sum as well. Your car insurance may cover a theft or accident loss in some cases so check this avenue as well.

For those without homeowners insurance a good investment is renter's insurance. These days with all the nutcases and crackheads you have to worry about your apartment being burglarized or burnt down around your ears and only getting out wearing your underwear. Renter's insurance covers the loss of your wardrobe, furnishings, jewelry, electronics, firearms and other miscellaneous items such as swords. Talk with an insurance agent about the different policies and coverage available in your state.

Hope this helps!

Harry